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Mudra Loan (PMMY)

Mudra loan support for micro-enterprises

By Saarthiom Advisory TeamFree Consultation Available
4 Step Process5 Eligibility Criteria

Pradhan Mantri Mudra Yojana (PMMY) supports non-corporate, non-farm small and micro enterprises. Mudra loans are offered under three categories: Shishu, Kishor, and Tarun.

These loans require no collateral and are available through banks, NBFCs, and Micro Finance Institutions. Mudra loans can be used for working capital, equipment purchase, business expansion, or starting a new enterprise.

Saarthiom helps entrepreneurs identify the right Mudra category, prepare the application, and file with the best-fit lending institution for quick approval.

“Mudra loan support for micro-enterprises”

— Saarthiom Advisory

Eligibility — Who Qualifies?

›Indian citizen with a business plan or existing micro-enterprise
›Non-corporate, non-farm small business entity
›Manufacturing, trading, or service sector
›No existing loan default
›Age between 18 and 65 years

How It Works — Step by Step

01

Category Selection

We determine whether Shishu, Kishor, or Tarun is right for your need.

02

Document Preparation

All required documents and a basic project report are prepared.

03

Lender Filing

Application is filed with the selected bank, NBFC, or MFI.

04

Disbursal

Loan is typically sanctioned and disbursed within 7–15 working days.

Documents Required

Aadhaar Card & PAN Card
Business address proof
Identity proof with photograph
Quotation for machinery / equipment (if applicable)
Business plan or project report
Category certificate (SC/ST/OBC, if applicable)

Begin Your Free Consultation

Our advisors will evaluate your eligibility and guide you through every step at zero cost.

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